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Child Tax Credit Payments

Important information regarding Child Tax Credit payments

Great Rates on Home Equity Loans

The cash you need, when you need it.

Priceless Surprises

Congratulations to Niall G. who won a prepaid $1000 Mastercard^®just by using his FNBT Debit Card.

Meet Dustin, Mortgage Expert

"Working with Dustin made my buying experience easy. During such a stressful time, I knew I could rely on Dustin and FNBT to properly take care of the mortgage process."

Amanda Y, Mortgage Customer

Give us a try. We'll treat you like family.

With more than 130 years in the banking business, First National Bank and Trust is a local, family-focused community bank headquartered in Beloit, Wisconsin. FNBT serves communities throughout Northern Illinois and Southern Wisconsin, including locations in Beloit, Roscoe, Janesville, Monroe, Walworth, and the Stateline area.

From excellent customer service, to the best-in-class offerings, we treat our customers like family. As we see it, being involved is more than doing something nice for our neighbors - it's our responsibility to help our community grow by supporting the economic well-being and quality of life for everybody.

If you're looking for a bank that's a little different, bank with us.

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Sound Advice

Protect Yourself from Identity Theft

Identity theft remains a serious issue in the United States. How serious? According to the Identity Theft Resource Center, 292 million records were exposed so far to identity theft in 2020, arising from over 846 total breaches of security.

Protect Yourself from Identity Theft

Stop Living Paycheck to Paycheck

Researchers have found that a large number of households in the United States are living their lives from paycheck to paycheck. They have little or no savings and rely heavily on the influx of cash on paydays to make ends meet.

Stop Living Paycheck to Paycheck

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Community Events & Outreach

Free Community Shred Event

At Darien Branch on October 02

Paper Recovery will be on hand to ensure secure destruction of paper documents containing personal information.

The bank recommends shredding receipts, bank statements, and unused credit card offers as Sound Advice to prevent identity fraud. This free service will be limited to six boxes of shred per person to allow all community members a chance to have their personal documents shred.

Free Community Shred Event

At Argyle Branch on October 02

Paper Recovery will be on hand to ensure secure destruction of paper documents containing personal information.

Recent Press Releases

Geoff Roemerman Joins FNBT

September 13, 2021

Beloit, WI – First National Bank and Trust (FNBT) is pleased to announce that Geoff Roemerman has joined the bank as Senior Vice President (SVP) Director of Customer Experience and Innovation.

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FNBT Customer Wins Priceless Surprise

September 03, 2021

Beloit, WI - First National Bank and Trust Company (FNBT) is excited to announce that one of our customers has been surprised with a $1,000 prepaid card from Mastercard^®. Naill G. was a lucky winner of Mastercard’s Priceless Surprises sweepstakes in July.