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Cyber Security & Protecting Your Financial Data

June 7, 2021

The prevalence of online banking and other financial transactions means the need for smart cyber security has never been more important. According to the Federal Trade Commission, more than 1.3 million Americans were victims of identity theft in 2020, and American consumers collectively lost more than $3.3 billion to fraud. So, what steps can you take to safeguard your information against scammers and identity thieves? Here is our Sound Advice for better cyber security and financial protection.

Posted in: banking, data, fraud, identity, online, personal, protecting, protection, purchasing, theft

What You Need to Know About Home Equity Loans

June 7, 2021

A home equity loan is also known as a second mortgage. This type of loan applies to people who have paid off a substantial portion of their first mortgage. As a homeowner, you may borrow against your equity in your home. If you then use the funds to extend or substantially improve the home, the interest on the loan may be tax-deductible, according to the Tax Cuts and Jobs Act of 2017.

Posted in: equity, home, improvement, loans, mortgage

Is Now the Time to Buy a House in Beloit, Wisconsin?

May 24, 2021

For many people in Rock County and the surrounding areas, the answer is yes. Despite any economic uncertainty caused by the COVID-19 pandemic, the market for Beloit houses has remained strong, thanks in large part to low interest rates and a booming local job market that has brought more young families to the area.

Posted in: Beloit, buying, home, homes, house, loans

What to Look for in Mortgage Lender

May 20, 2021

Buying a home is an exciting time. You’re planning your future and you want to be as prepared as possible. When securing a mortgage, you want a lender who offers quality customer service, expert insight, dependability and competitive pricing. If you’re buying a home for the first time, you may be curious about what to look for in a mortgage lender. With some helpful tips and the right knowledge of the industry, you can find a lender that’s right for you.

Posted in: buying, home, interest, lender, loan, mortgage, rates

Questions to Ask When Opening a Checking Account

May 17, 2021

If you’re ready to open a checking account for the first time or to transfer your existing account to a new bank, you want to make the smartest financial choice possible. Asking your bank these common questions about opening a checking account will help you make the right decision for your money.

Posted in: account, balance, card, checking, debit, fees, minimum, open, overdraft, questions